Privacy Policy

Introduction

This Privacy Policy explains how 123 Cashback Team collects, uses, discloses, and safeguards your personal information when you visit or interact with our website and services. We are committed to maintaining the accuracy, confidentiality, and security of your personal information. By using the Website, you consent to the practices described in this Policy.

Personal Information Collected

You may be asked to provide personal information including your name, phone number, email address, property details, and any information you voluntarily share through forms or direct communication. This information is collected for the purpose of providing real estate services, cashback program support, consultation requests, and communication related to your interests.

How We Use Your Information

We may use your information to:

  • Respond to inquiries and provide requested services

  • Personalize your experience on the Website

  • Administer the cashback program

  • Improve Website performance and customer experience

  • Send updates, service notifications, market information, and promotional content

  • Perform analytics related to user engagement and marketing effectiveness

We do not sell or rent your personal information.

Cookies and Tracking Technologies

We use cookies and similar tools to improve functionality, analyze traffic, store user preferences, and assist with marketing performance. Cookies may also be used by trusted third-party service providers such as Google Analytics.

Your browser allows you to disable cookies if preferred. Disabling cookies may affect certain Website features.

Third-Party Sharing

We may share your information with trusted service providers who assist in operating the Website, processing inquiries, supporting marketing activities, or delivering services. These parties are required to maintain confidentiality and use the information only for the purposes permitted.

Disclosure may also occur when required by law, regulatory request, or to protect our rights, property, or safety.

International and Cross-Border Data Transfers (PIPEDA and GDPR)

Your personal information may be stored or processed in servers located outside Canada, including in the United States or the European Union. When data is transferred across borders:

  • We ensure that third-party processors maintain security safeguards comparable to Canadian privacy requirements

  • We take steps to ensure compliance with PIPEDA accountable principles

  • For EU residents, we follow GDPR requirements for lawful processing and ensure that adequate protection measures are in place

By using the Website, you acknowledge that your information may be transferred, processed, and stored outside your country of residence.

GDPR Rights for Users in the European Union

If you are located in the European Union, you have additional rights regarding your personal information:

  • Right to access your personal data

  • Right to correct inaccurate data

  • Right to have your data deleted

  • Right to restrict or object to processing

  • Right to data portability

  • Right to withdraw consent at any time

  • Right to lodge a complaint with a data protection authority

To exercise any of these rights, contact us using the details below.

Data Security

We maintain administrative, technical, and physical safeguards to protect your personal information against unauthorized access, misuse, modification, or disclosure. While no method of online transmission is completely secure, we take reasonable steps to protect your information.

Data Breach Notification

In the event of a data breach:

  • We will assess the risk of harm to affected individuals

  • We will notify all affected users as soon as feasible

  • If required under PIPEDA, we will report the breach to the Office of the Privacy Commissioner of Canada

  • For EU residents, we will comply with GDPR breach notification requirements

Our goal is to ensure transparency and prompt action in any situation affecting your personal information.

Email Communications and CASL Compliance

We follow the requirements of the Canadian Anti Spam Legislation (CASL). When you provide your email address, you may receive service updates, requested information, or promotional content. You may unsubscribe at any time by using the link in the email or contacting us directly.

Retention of Information

We retain personal information only as long as necessary to fulfill the purposes described in this Policy or as required by law. Once no longer required, data is securely destroyed or anonymized.

Opt Out and Access Requests

To update, review, correct, or delete your personal information, or to withdraw consent, you may contact us at any time. We will respond within a reasonable timeframe and in accordance with applicable laws.

Policy Updates

We may update this Policy periodically to reflect changes in our practices or legal requirements. Any updates will be posted on this page with an updated revision date.

Contact Us

If you have questions about this Privacy Policy, your personal information, or your privacy rights, you may contact us at:

Email: info@123cashbackteam.ca
Phone: 647 239 6725
Address: 80 Corporate Drive, Unit 209, Toronto, Ontario M1H 3G5